Business Insurance Solutions for North Carolina and Surrounding Areas

As a Western North Carolina business owner or executive, you know that insurance costs are often one of the largest expenses on your income statement – just behind the cost of payroll and benefits. Contact Jerome & Summey, a member of Correll Insurance Group, to discuss insurance options for your business.

As one of the Southeast's largest agencies with more than 45 offices across the region, Correll Insurance Group can provide your company with quality business coverage. Moreover, we can provide risk management and insurance solutions.

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Commercial and Business Insurance plans

Whether you have a large or small business, and regardless of your industry, Jerome & Summey can work with you regarding your commercial insurance needs, including:

Business Property
Business General Liability
Business Auto
Workers Compensation
Business Umbrella
Professional Liability
Errors & Omissions
Directors & Officers
Crime Coverage
Bonds
Cyber Liability Coverage

What kind of insurance does my business need?

Businesses need coverage that reduces risk, fits the budget, and improves efficiency. Our independent agents have knowledge of the Brevard area and will sit down with you to discuss the type of insurance coverage your business needs.

Most often, businesses of all sizes need some combination of the following types of insurance:

Liability Insurance

One of the biggest exposures facing small businesses is the risk of liability. For example, if someone slips and falls on your business premises, you could be found liable. If you sell tainted food that causes an E. coli outbreak, the damages could be catastrophic. If you manufacture a product that causes a consumer’s injury or death, you could be found negligent. These are just a few of the many types of liability claims that can impact even the most safety-conscious businesses. Unfortunately, legal expenses and damages can add up fast, deteriorating your loss ratio and making you an undesirable risk for commercial insurance company underwriters. It’s important to find a liability insurance policy that protects you from risk.

Professional Liability Insurance

Businesses that provide advice face the risk of professional liability. For example, accountants, lawyers, real estate agents, and financial advisers all provide their clients with professional advice. If that advice results in financial loss and the client sues for damages, the business could be found liable. If the business is not properly insured, the business owner’s personal assets are at risk. For that reason, it’s important to have professional liability insurance to protect against the unique exposures of your business.

Property Insurance

Property insurance protects your commercial building’s structure from covered causes of loss such as wind and fire. Some policies also provide protection for your business inventory, equipment, boilers, machinery, and more. If you transport goods you may need goods-in-transit or a separate policy.

Business Owners Policy (BOP)

If you need insurance for your small business, a BOP might be an insurance solution. It packages property and liability coverage together in one business insurance policy.

Business Interruption Coverage

Have you ever stopped to wonder what might happen to your production and revenues if your place of business was no longer accessible? For many businesses, this scenario spells financial disaster, but not if they’re protected by business interruption coverage. Business interruption coverage reimburses companies for their average monthly revenues if and when they’re unable to transact business due to a covered cause of business interruption.

Workers’ Compensation Coverage

Workers' compensation, which is also referred to as workers' comp, is an insurance program designed to offer wage replacement and medical benefits to employees who suffer injuries while on the job. The specific policies associated with this type of insurance can differ from state to state. As a result, if you own a business with employees, you will need to obtain a workers’ comp policy that is specific to the state of North Carolina.

Commercial Auto Insurance Solutions

If you or your employees drive in the scope of business, you may be at risk unless you have commercial auto insurance. Whether your employees drive their own vehicles or use business vehicles for work, personal auto insurance may deny coverage if an accident occurs.

Correll Insurance Group is a Trusted Choice® independent agency and has relationships with many of the nation’s “A”-rated commercial insurance companies.

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You may also call (828) 884-4161 to speak to an agent. Requesting a quote is not a guarantee of coverage. All coverages are subject to the terms, conditions, and exclusions of the actual policy issues. Not all policies or coverages are available in every state.

Very helpful and responsive! I like that when I call the office the phone is answered by an actual person who can provide assistance. When I have had to file a claim, I received professional and prompt service. I highly recommend Jerome and Summey Insurance Agency!

Local Agent. National Support.

Correll Insurance Group offers the best of both worlds—you get to use a local, independent agent who lives in your town and knows you personally, but this agent is backed by a strong, national firm that has served the Southeast for nearly 90 years. So you don’t have to choose between having a personal relationship with your agent and knowing they have access to world renowned markets. You’ll get both with Correll.

CORRELL INSURANCE GROUP >>

153 W. Jordan Street Brevard, NC 28712 |
828-884-4161

The information presented on or through this website is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to this website, or by anyone who may be informed of any of its contents.

This website may include content provided by third parties, including materials provided by other users, third-party licensors, syndicators, aggregators, and/or reporting services. All statements and/or opinions expressed in these materials, and all articles and responses to questions and other content, other than the content provided by Correll, are solely the opinions and responsibility of the person or entity providing those materials. These materials do not necessarily reflect the opinions or beliefs of Correll or any of its employees. View our full legal policy.

Jerome & Summey is a member of Correll Insurance Group and works to bring you coverage that best fits your needs. Visit our corporate site to learn more.